Employer Sponsored Plans

The majority of employees in America rely on their 401(k) plans at work as their primary vehicle for retirement savings. Unfortunately, criticisms of 401(k) plans are common, with many employees and employers complaining about their high costs and expenses, poor investment options, and lack of help and direction in setting up a reasonable retirement savings plan. 

 Helping your employees plan for their future means more than just offering a 401(k) plan. For example:​

1. Have your employees actually met their 401(k) agent face-to-face?
2. ​Do your employees have access to the most appropriate funds for their financial success?
3. Do your employees have financial goals—and a personalized plan to achieve those goals?

If the answer to these questions is no, it may be time to consider a team that will make your employees a priority—and help them plan for a future they can look forward to.

 When your employees need help with their 401(k) plan, they don’t want to call a giant call center. They want real, in-person help from someone who cares about them. Compass Financial is locally owned and operated in Sioux Falls, South Dakota, and our agents are always available to meet with clients face-to-face.  

Some people like signing up with a big-name financial planning service that sends an automated email update once a year. Others know that the best kind of service is the kind that’s customized for their specific needs. At Compass Financial, we take a personal interest in each of our clients and provide advice based on your unique circumstances. We don’t just say we care—we are truly invested in your financial success.​ 

Are you paying high annual fees or using expensive investments?  Through a longstanding relationship with Vanguard, Compass Financial offers Vanguard Target Retirement funds— some of the top-rated funds available. When you partner with Compass for your 401(k), you get high quality funds at a low cost from a name you can trust. It’s more than just the best—it’s Vanguard.​   

Our office has more than 40 years of combined experience. But what does that really mean? It means the team at Compass Financial knows what it takes to give each of your employees the guidance and insight that‘s right for them. From 401(k)s to IRAs, we have experience where it matters.